The information provided on https://kharrisinsurance.com/ (“Website”) is for general informational and educational purposes only. By accessing and using this Website, you acknowledge and agree to the terms of this Disclaimer.

If you do not agree with this Disclaimer, please discontinue use of this Website.

General Information Only

The content available on this Website is intended to provide general information about insurance products, retirement planning strategies, and related financial services offered by K. Harris Insurance.

Nothing contained on this Website should be interpreted as legal, tax, accounting, investment, or financial advice. The information provided is not a substitute for professional consultation tailored to your individual circumstances.

No Professional Advice

Every individual’s financial situation is unique.

The information on this Website should not be relied upon as the sole basis for making insurance or financial decisions. Before purchasing any insurance policy or making financial planning decisions, you should consult directly with a licensed insurance professional or other qualified advisor.

No Guarantee of Coverage

Submitting a request for information, scheduling a consultation, or receiving an insurance quote does not guarantee:

• Policy approval
• Insurance coverage
• Premium rates
• Eligibility
• Policy issuance

All insurance products are subject to underwriting approval, carrier guidelines, policy terms, conditions, exclusions, and applicable state regulations.

Coverage availability may vary by insurance carrier and by state.

Insurance Product Availability

Not all insurance products or services described on this Website are available in every state.

Availability depends on:

• State licensing requirements
• Insurance carrier availability
• Underwriting guidelines
• Individual eligibility

Please contact K. Harris Insurance for information regarding products available in your state.

Accuracy of Information

We make every reasonable effort to keep the information on this Website accurate, current, and complete.

However, insurance regulations, product availability, policy features, and carrier requirements may change without notice.

K. Harris Insurance makes no representations or warranties regarding the completeness, accuracy, reliability, or suitability of any information published on this Website.

Third-Party Links

This Website may contain links to third-party websites for your convenience.

These websites are operated independently, and K. Harris Insurance does not control or endorse their content, services, privacy practices, or policies.

We are not responsible for any information, products, or services offered by third-party websites.

Accessing third-party websites is at your own risk.

Limitation of Liability

To the fullest extent permitted by applicable law, K. Harris Insurance shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:

• Your use of this Website
• Your inability to access the Website
• Reliance on information published on the Website
• Technical interruptions or errors
• Third-party content or external websites

Your use of this Website is entirely at your own risk.

No Client Relationship

Use of this Website, including submitting contact forms, requesting information, or communicating through the Website, does not create an agent-client, fiduciary, or professional advisory relationship.

A professional relationship is established only after direct consultation and mutual agreement between you and K. Harris Insurance.

Changes to This Disclaimer

K. Harris Insurance reserves the right to modify or update this Disclaimer at any time without prior notice.

Any changes become effective immediately upon posting to this page. Continued use of the Website after updates constitutes your acceptance of the revised Disclaimer.

Contact Information

If you have any questions regarding this Disclaimer, please contact us.

K. Harris Insurance

Website: https://kharrisinsurance.com/

Email: kamal@kharrisinsurance.com

Phone: (917) 334-6373

By using this Website, you acknowledge that you have read, understood, and agreed to the terms outlined in this Disclaimer. K. Harris Insurance is committed to providing professional guidance, personalized insurance solutions, and reliable information to help individuals and families make informed financial decisions.